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Secure CAP/DPA and 3D-secure

3D-Secure is an added layer of security for online credit and debit card transactions, offered to customer as MasterCard SecureCode or Verified by Visa.  The licence adds the commands needed to use the Keyed Hash Message Authentication Code (HMAC) used in 3D-Secure implementations.

CAP (Chip Authentication Program) and DPA (Dynamic Passcode Authentication) are specifications for using EMV cards for authenticating users and transactions online and over the phone. The license adds support for the cryptographic functions used in a CAP/DPA implementation. It can be used by HSM 8000 users who are implementing all the aspect of CAP/DPA authentication themselves.

 

The optional HSM 8000 HMAC/CAP license contains additional HSM 8000 commands used in the implementation of 3D-Secure and CAP/DPA, that enhance the security of on-line payments.

Thales SafeSign EMV CAP is an alternative and more extensive solution for CAP implementations. With the SafeSign Authentication Server, implementation effort is significantly reduced. Application impact is minimal, as SafeSign handles the authentication of all CAP messages and tasks like key management, database and simple application integration.

 

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